RENSSELAER — People may one day be faced with health care decisions that can impact the quality of care received. A conference, complete with presentations and a dinner, intended to help provide information for those decision will be coming to Rensselaer soon.

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RENSSELAER — Several utility poles were damaged in two separate instances which took place at the beginning of this week, involving Nitco drop lines.

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DEMOTTE — Jasper County Sheriff’s Deputies responded to a call regarding a domestic disturbance at a home southwest of DeMotte Oct. 6. Deputies arrived to find a man who identified himself as …

Back in my school days, my father offered a great piece of advice as I struggled to figure out how I would “make a living” after graduation: “Find a job you would be willing to do for free and then figure out a way to get paid to do it. You may never be rich, but you likely will be happy.”

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MoneyTips

On Halloween, we all enjoy handing out treats to the little monsters that arrive at our door asking for candy. Unfortunately, some of us have to deal with damage created by larger monsters that arrive at our door asking for trouble.

Vandalism and property damage are just some scary Halloween insurance concerns. You also have to consider the possibility of trick-or-treaters getting hurt on your property or accidents caused by decorations or other holiday accoutrements. Are your insurance policies ready to handle any horrors that the holiday may bring?

Here are some of the most common Halloween events that might trigger an insurance claim.

  • Slips and Falls – It is easy for smaller children to trip or slip and hurt themselves, especially with elaborate or clunky costumes that make it hard for them to see clearly or walk normally. Add the an...

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MoneyTips

We all go through major life changes, both positive and negative. All have the potential to affect your credit, in either a positive or negative way. The outcome depends on how you handle these life events and the corresponding changes.

Consider the following examples.

1. Going to College – College is more than four years of fun – it's an investment in your future. Is your degree likely to result in a job that pays enough to cover your student loans?

You can build credit by making all student loan payments on time or ruin your credit through missed payments and excessive spending. If you need help, income-based repayment plans and other assistance programs are available.

2. Changing Your Marital Status – Your credit scores won't blend after marriage, but activity on joint accounts will affect both credit sco...

4 Ways Your Love Life Can Affect Your Credit Rating

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MoneyTips

You shopped around to find the credit card with the best annual percentage rate (APR) for your qualifications. Maybe you've got a lower rate than the average – around 17%. The last thing you want to do is incur a penalty APR that ruins your hard work.

If you've missed a credit card payment for at least sixty days, your account may be subject to a higher interest rate known as a penalty APR. The penalty APR represents your increased risk in the card issuer's view – if you've missed one payment, you're more likely to miss other payments.

You can be assessed a penalty APR for reasons other than missed payments, depending on your card issuer's policy. Examples include returned payments, making charges past your credit limit, or defaulting/missing payments on a different account with the same card issuer.

Penalty APRs can be up to 29.99%, but may be lower depending on your card's terms and your creditworthiness. Review the terms and conditions section of you...

Late Credit Card Payment? Ask For Forgiveness

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MoneyTips

To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy binge. To others, it is a time to figure out how much candy they need to have on hand to avoid cleaning toilet paper out of their trees the next morning.

Regardless of what you do the morning after Halloween, with these simple steps you can wake up with a thicker wallet than usual, and not just from hiding Hershey's Kisses in it.

  1. Buy Bulk Candy – You can save tremendous money by buying individually wrapped bulk candy instead of the overpriced brand name assortments at your grocery store or pharmacy. Do make sure that you buy individually wrapped candies; parents will (and should) shy away from letting their children try loose candies because of tampering concerns.

  2. Make Your Own Costumes – It take...

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Commonly known as ALS, the condition is a progressive neurodegenerative disease that affects nerve cells in the brain and spinal cord, and it is always fatal. The affected motor neurons deteriorate and the brain and spinal cord lose their ability to send signals to muscles, which begin to atrophy. As muscles lose nourishment, those affected lose their ability to speak, move, eat and breathe. The average life expectancy of those afflicted with ALS is two to five years, and there is no cure.

Project Fit America is a charity that works alongside educators to create opportunities for kids to stay active and healthy. It offers fitness grants and programs to help fund resources such as equipment, teacher training and curriculum. The goal is not only to get students involved physically, but also nurture an environment in which children enjoy living a healthy lifestyle. For the past five years at Homer-Center Elementary, in Homer City, Pennsylvania, that opportunity to stay active has been the Lub Dub Run Club.

Vaping has come of age in the most perfect of social conditions. Smoking cigarettes is falling out of favor socially and even among nicotine users, and is wholly rejected by many young people today. To get their fix they're turning to what is marketed as a cleaner and safer method of ingestion. Enticing flavors, edgy technology and social media are empowering the tobacco industry to ensnare a new generation with nicotine addiction
by way of vaping. And it’s working. In 2016, 43.8% of high schoolers in New York state tried vaping, more than double the total two years prior. This trend has Ontario County officials deeply concerned.

We’ve all experienced sticker shock. It’s one thing to gasp over the cost of a new dishwasher, but sticker shock for those who need to purchase medications for a chronic disease such as diabetes is a serious issue.

The Jets have picked a curious fight with injured offensive lineman Kelechi Osemele that reeks of pettiness. Two doctors have told Osemele he needs surgery on his torn labrum, according to sources. However, the team believes the player should be able to play through the pain for what they deemed a pre-existing condition, sources said. The Jets think surgery can wait until after the season ...

KABUL - The death toll in an explosion at a mosque in the eastern Afghan province of Nangarhar has risen to at least 62, with another 36 people wounded, the provincial governor's spokesman Ataullah Khogyani said. The attack took place during Friday prayers at the Sunni mosque in Haska Mena district. Local officials said as many as 250 people may have been inside at the time. Dozens of the ...

It was the height of the baby boomer era when Karen Pendleton and the rest of the Mouseketeers came bounding into living rooms across America, a troupe of bubbly, overly exuberant teens and pre-teens who danced and sang and reminded viewers to make good choices in life. "The Mickey Mouse Club" was must-watch TV in the 1950s with the after-school set, led along by host Jimmie Dodd and the rock ...

Steven Wright was suspended for 95 games over the last three seasons. He appeared in just 31. More than his projected arbitration award per MLB Trade Rumors, the knuckleballer's frequent absences due to disciplinary issues and injury have ended his Red Sox career. Wright was released by Boston on Friday afternoon. He was due a likely $1.5 million for 2020 and was thought to be in legitimate ...