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Whether you want to admit or not, the holidays are fast approaching and planning ahead is key to managing your money, so that you don’t overextend yourself or go into debt. Last year, the average American spent $882.45 on Christmas gifts, food, decorations, travel, and other miscellaneous holiday-related expenses, according to the7 Tips To Budget Holiday Spending

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MoneyTips

Is this winter putting a hurt on your heating bill? The chill could be blowing a hole in your heating budget, for the colder it gets, the costlier it is to heat your home. The good news is that you can lessen the financial impact of cold weather by making a number of relatively simple changes.

Believe it or not, Friday, January 10, is National Cut Your Energy Costs Day. In the heated holiday spirit, here are some small suggestions that can result in big savings:

  • Turn Down Your Thermostat – The simplest thing you can do, if you can tolerate a lower temperature.

  • Install Smart Thermostats – Thermostat technology has improved significantly. Many new models are programmable and easy to install. You can set a program to turn the temperature down when you're at work and turn it up for your return. There's no point in heating a house when no one's home, as long as the pipes aren’t at risk of freezing. Some

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MoneyTips

Gone are the days of having to call a 1-800 number to interact with customer service teams. With the rise of social media, support is often available around the clock. If you've ever called out a company on social media for bad service, you know they can be quick to respond. Don't be in a rush to dive in and hand over your details – a relatively new scam called “angler phishing” targets social media users by impersonating legitimate support accounts. You could be at risk.

What Exactly is Angler Phishing?

Picture this: your bank just bounced a check they shouldn't have, and now your insurance company is claiming you missed a payment. Understandably, you're steamed. You tag your bank in a scathing social media post about the terrible service. Next thing you know, the bank's support account responds inviting you to click a link to chat with them directly to resolve the...

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MoneyTips

On Halloween, we all enjoy handing out treats to the little monsters that arrive at our door asking for candy. Unfortunately, some of us have to deal with damage created by larger monsters that arrive at our door asking for trouble.

Vandalism and property damage are just some scary Halloween insurance concerns. You also have to consider the possibility of trick-or-treaters getting hurt on your property or accidents caused by decorations or other holiday accoutrements. Are your insurance policies ready to handle any horrors that the holiday may bring?

Here are some of the most common Halloween events that might trigger an insurance claim.

  • Slips and Falls – It is easy for smaller children to trip or slip and hurt themselves, especially with elaborate or clunky costumes that make it hard for them to see clearly or walk normally. Add the an...

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MoneyTips

Winter driving is stressful enough given the confluence of unpleasant weather, bad road conditions, and collective increases in driver stress. It can be even more stressful if you experience mishaps, gas-related problems, and seasonal breakdowns – and the same goes for your car.

Here are a few steps to save money with winter driving and help both you and your car avoid breakdowns.

  • Winterize Your Car – A full tune-up can help your car’s performance, especially if you live in an area with extreme temperature differences between winter and summer. However, there are four fundamental winterizing concerns: oil, antifreeze, windshield wipers, and washer fluid.

    The antifreeze/water ratio should be adjusted up for the winter conditions. Make sure your car contains the correct viscosity of oil for winter conditions as listed in your manual, and if not, change them at the next oil change. Windshield wipers should be in good condition and ...

Lowering Your Winter Heating Costs - Small ways to save big on your heating bill

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From its humble beginnings in a basement in East Peoria, to becoming a multi-million dollar company with plants in numerous states and countries, Jordan Manufacturing has seen its share of cha…

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The Pulaski/White Rural Telephone Cooperative (PWRTC), dba LightStream, Board of Directors are excited to announce it has named Brent Gillum to serve as CEO. Gillum will be responsible for lea…

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Some businesses get started in the basement, while others might start in the garage. Wrede and Sons of Monticello got their start on a farm located on Diamond Point Road, two miles east of Mon…

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Mosey Down Main Street is synonymous with the lively atmosphere of downtown mixed with a business community that stays open for business whenever it’s given the chance.

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The 84th Annual Purdue Farm Management Tour took place throughout Newton and Jasper Counties this week. The concluding event took place at Remington Farms on Friday. It included a panel discus…