Wabash Heartland Innovation Network (WHIN) has awarded more than $1 million dollars in grant money from its $10 million dollar Regional Cultivation Fund. This first of five rounds of funding (generously provided from a larger $38.9 million regional grant from the Lilly Endowment Inc.) will i…
Local & Social Scene
Follow us on Facebook
Special Sections Spotlight
It was a game that fans from both teams were looking forward to when Covington hosted Parke Heritage in front of a crowd that nearly filled the one open side in the Trojan gym.
Cross Country – Boys:
North Vermillion head coach Brian Crabtree did not get the ultimate result he wanted as his Falcons fell to Linton-Stockton by the score of 38-20, but he did find a lot to like in the game.
Cross Country – Boys:
I am an interested possible beneficiary of the Jordan Creek Wind Project (JCWP). I live out of state and nowhere near Jordan Creek. I have very little, if any, control of whether the property involving me will lend their land to the project. However, I have spent my youth working on the farm…
On behalf of the Bud Hershberger Family and Veedersburg Masonic Lodge 491 F. and A.M. We would like to thank those who donated money in his memory to our lodge. It will be used wisely, as we are very grateful. Bud was a fifty year member.
What does the Democratic Party in Washington stand for, lets see. Abortion, open borders, murders, rapes, sex trafficking and drugs coming across our border. The drugs alone have killed over 30,000 U.S. citizens. They refuse to fix our broken immigration laws which is bringing in thousands o…
HAMMOND — A federal judge is delaying for another three months a decision on whether to exonerate former Portage Mayor James E. Snyder or sentence him to prison.
WINFIELD — What can be done to improve road safety and traffic capacity on the often congested 109th Avenue in Winfield?
State lawmakers are urging Indiana’s attorney general to investigate abortion clinics where a recently deceased abortion doctor performed such procedures.
Hoosier Republicans will nominate their 2020 candidates for Indiana lieutenant governor and attorney general next year at a state party convention in Indianapolis.
Crossing the line separating Indiana and Illinois sometimes means dealing with different laws and customs. Readers are asked to share ideas for this weekly feature. This week: Stop the bleed.
Can your checking account affect your credit score? It's possible, but only in certain circumstances that you should avoid.
Your credit score is calculated using information from your credit report, which is a history of all of your credit-based transactions. Checking accounts are funded by your deposits – there's no borrowing of money involved. Normal daily activities like writing checks and transferring funds aren't reported to credit reporting agencies and don't show up on your credit report.
When you open a new checking account, banks can ask for a hard credit pull as part of your evaluation. Hard credit pulls will cause a small temporary drop in your credit score. However, most banks use soft credit pulls that do not affect your credit score at all.
So how can checking account activity affect your credit score? Generally, there's only one way to damage your credit report with a checking account. You have to allow your checking account to be used fo...
With the school season starting again, education is job number one for students and parents alike. A proper education includes an education in personal finance, and one of the best ways to start is to learn how to protect yourself against scams.
You can and should learn fast, too, because scams can become more common during the back-to-school buying season. Here are some practical suggestions on how to avoid credit and debit card fraudsters:
- Only patronize known retailers.
- Avoid jackpot online deals that offer items like $3,000 laptops for $400. These are often scams.
- "Good PC hygiene" cannot be overstated for every handheld device, laptop, and phone. Anti-virus and anti-malware programs are key to staying safer online.
- Avoid pooling or sharing credit card information in a dorm setting. There is no reason for students to share...
You're ready to take out a loan, only to realize that your credit score actually dropped since you last checked it. With a low credit score, you'll be paying higher interest rates than you expected – and you may not qualify for the loan at all.
Remember that your credit score reflects your risk to a lender at any point in time. As new information is reported to credit bureaus, your credit report is updated. Your credit score is periodically recalculated to incorporate that new information. If the update implies any risk of non-payment, your score will suffer.
To find out why your score dropped, ask the following five questions and think like a lender. Would you be less likely to lend someone money if you didn't like the answer?
1. Did You Miss a Payment? – On-time payments are the most important factor in your credit score. Lenders assume that if you've missed a payment before, you're more likely to do it again....
It's always best to pay off a loan as soon as you can, isn't it? Not necessarily. There are several reasons you may not want to pay off your loan early, including the effects on your credit score.
The obvious reason for early payoff is interest savings. By paying your loans off early (especially large ones), you can save substantial interest charges. Some loans discourage early loan repayment by charging penalty fees. Know the terms of your loan and include these fees in your calculations when deciding whether to repay a loan early.
When assessing early loan repayment, follow two trains of thought. How will this affect my credit score, and is early loan repayment the best use of my money?
Consider your credit score first. Five factors influence your score – on-time payments, amounts owed/credit utilization (the amount of your available credit that ...
After a long search you've finally found out who's dragging down your credit score.
Surprise! It's you.
Your credit score reflects your entire credit history as recorded on your credit report. Lenders and creditors report your account activity to each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) – whether that activity is positive or negative.
It's possible your credit report contains reporting errors that are dropping your score – or worse, identity thieves are running up unexplained charges on your credit report or establishing fake accounts in your name. Get a copy of your credit report and address any mistakes or fraud immediately. If you would like to monitor your credit to prevent identity theft and see your credit report and score for free, Don't Let Anyone Cancel Your Credit Card!
Commonly known as ALS, the condition is a progressive neurodegenerative disease that affects nerve cells in the brain and spinal cord, and it is always fatal. The affected motor neurons deteriorate and the brain and spinal cord lose their ability to send signals to muscles, which begin to atrophy. As muscles lose nourishment, those affected lose their ability to speak, move, eat and breathe. The average life expectancy of those afflicted with ALS is two to five years, and there is no cure.
Project Fit America is a charity that works alongside educators to create opportunities for kids to stay active and healthy. It offers fitness grants and programs to help fund resources such as equipment, teacher training and curriculum. The goal is not only to get students involved physically, but also nurture an environment in which children enjoy living a healthy lifestyle. For the past five years at Homer-Center Elementary, in Homer City, Pennsylvania, that opportunity to stay active has been the Lub Dub Run Club.
Vaping has come of age in the most perfect of social conditions. Smoking cigarettes is falling out of favor socially and even among nicotine users, and is wholly rejected by many young people today. To get their fix they're turning to what is marketed as a cleaner and safer method of ingestion. Enticing flavors, edgy technology and social media are empowering the tobacco industry to ensnare a new generation with nicotine addiction by way of vaping. And it’s working. In 2016, 43.8% of high schoolers in New York state tried vaping, more than double the total two years prior. This trend has Ontario County officials deeply concerned.
We’ve all experienced sticker shock. It’s one thing to gasp over the cost of a new dishwasher, but sticker shock for those who need to purchase medications for a chronic disease such as diabetes is a serious issue.
No hats, scarves, mittens or heavy coats are needed by these holiday carolers.
Young parents from Florida missing; son, 3, was found alone near burned vehicle with human remains ORLANDO, Fla. - Two young parents from Longwood are listed as missing in Buffalo, N.Y., after human remains were discovered in a burned vehicle and, hours later, the couple's 3-year-old son was found alone nearby, police said Tuesday. Nicole Marie Mersed Plaud, 24, and Miguel Anthony ...
TACOMA, Wash. — En el último día de clases de Vincenzo Di Salvo, recorrió los pasillos de la Preparatoria Stadium de colores azul y dorado con una gran sonrisa en el rostro, chocando las palmas con sus amigos y saludando a los maestros. Llevaba un collar de graduación de dulces y un cordón de honores negro y rojo alrededor del cuello. Di Salvo, de 18 años, se graduó de la preparatoria el ...
LOS ANGELES - Less than two weeks before the start of perhaps the most important meeting in Santa Anita's history, there was a fatality during training Monday at the Arcadia facility. Zeke, a 4-year-old gelding for trainer Dean Pederson, was working on the training track, considered to be the safest surface at Santa Anita, when he was pulled up and was eventually diagnosed with a pelvic ...
Cardinals Hall of Fame manager Whitey Herzog, who will be 88 in November, suffered what was termed a "minor stroke" Monday during his charity golf tournament at Forest Hills Golf Club. A Cardinals statement said that the family "wanted to let everyone know that he has received treatment and is currently resting and doing well." The statement also said that the family was "very appreciative of ...