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CARMEL, Ind., Oct. 21, 2019 /PRNewswire/ -- KAR Auction Services Inc. d/b/a KAR Global (NYSE: KAR) announces three additions to its board of directors -- expanding board diversity and cross-industry expertise. Stefan Jacoby has more than 30 years of automotive industry experience, most recently in mobility ventures. Over his 20-year career, David DiDomenico has managed investment portfolios at various financial firms. Mary Ellen Smith brings extensive knowledge of global operations and digital transformation from her 20 years at Microsoft and Hewlett-Packard.

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MUNCIE, Ind., Oct. 21, 2019 /PRNewswire/ -- MutualFirst Financial, Inc. (NASDAQ: MFSF), the holding company of MutualBank (the "Bank"), announced today record quarterly net income available to common shareholders for the third quarter ended September 30, 2019 was $6.1 million, or $0.71 diluted earnings per common share. This compared to net income available to common shareholders for the same period in 2018 of $5.4 million, or $0.62 diluted earnings per common share. Net income for the third quarter ended September 30, 2019 represents an annualized return on average assets of 1.18% and return on average tangible common equity of 12.65% compared to 1.07% and 12.92%, respectively, for the same period of last year.

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INDIANAPOLIS, Oct. 21, 2019 /PRNewswire/ -- The board of directors of Eli Lilly and Company (NYSE: LLY) has declared a dividend for the fourth quarter of 2019 of $0.645 per share on outstanding common stock.

On Sunday Troopers Douglas Feazel, David Milburg, and K9 Colt responded to a domestic call at an address in Attica. While investigating the domestic, troopers smelled the odor of marijuana. The troopers used the assistance of K9 Colt, who led them to the neighbors house, according to the pol…

It was only last season that Covington was able to defeat Lafayette Central Catholic in volleyball for the first time in seven tries going back to 2013, so the Trojans faced a formidable task when they traveled to face that same opponent on the Knights’ home floor to open play in 1A Sectional 54.


It was a hard fought game between two teams fighting for sectional seating Friday evening. Ultimately, Benton Central’s Bison sealed the win over the Tigers of Northwestern 27-19.


Two dramatic outcomes highlighted the Benton Central Cross Country Sectional on Saturday as the girls’ meet came down to a tie-breaker while the boys race saw two runners vying for first come …

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You need a loan and you want the best interest rate possible. You know that a high credit score paves the way for the best interest rate offers – but did you know that your credit card balances contribute to one of the five factors used to calculate your credit score?

Your credit utilization, defined as the amount of credit you use compared to your credit limit, is one of the largest components of your credit score. When your credit balance is zeroed out, your credit utilization at that moment becomes zero as well. Creditors can see that you have managed your debts well and are capable of handling new debt.

Unfortunately, you probably aren't going to show a $0 balance even if you pay all your bills on time as soon as your billing statement is available. The amount reported to the credit reporting agencies is the balance on your billing statement on the reporti...

How Credit Utilization Impacts Your Credit Score

Survey: Women More Likely Than Men To Miss A Credit Card Payment

Video: The Top 5 Credit Mistakes Millennials Are Still Making

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On Halloween, we all enjoy handing out treats to the little monsters that arrive at our door asking for candy. Unfortunately, some of us have to deal with damage created by larger monsters that arrive at our door asking for trouble.

Vandalism and property damage are just some scary Halloween insurance concerns. You also have to consider the possibility of trick-or-treaters getting hurt on your property or accidents caused by decorations or other holiday accoutrements. Are your insurance policies ready to handle any horrors that the holiday may bring?

Here are some of the most common Halloween events that might trigger an insurance claim.

  • Slips and Falls – It is easy for smaller children to trip or slip and hurt themselves, especially with elaborate or clunky costumes that make it hard for them to see clearly or walk normally. Add the an...

Understanding Slip And Fall Accidents

Top 7 Ways to Save on Halloween

Attractive Nuisances 101

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We all go through major life changes, both positive and negative. All have the potential to affect your credit, in either a positive or negative way. The outcome depends on how you handle these life events and the corresponding changes.

Consider the following examples.

1. Going to College – College is more than four years of fun – it's an investment in your future. Is your degree likely to result in a job that pays enough to cover your student loans?

You can build credit by making all student loan payments on time or ruin your credit through missed payments and excessive spending. If you need help, income-based repayment plans and other assistance programs are available.

2. Changing Your Marital Status – Your credit scores won't blend after marriage, but activity on joint accounts will affect both credit sco...

4 Ways Your Love Life Can Affect Your Credit Rating

How To Marry A Debtor

Courts Recognize Importance Of High Credit Scores – Do You?

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You shopped around to find the credit card with the best annual percentage rate (APR) for your qualifications. Maybe you've got a lower rate than the average – around 17%. The last thing you want to do is incur a penalty APR that ruins your hard work.

If you've missed a credit card payment for at least sixty days, your account may be subject to a higher interest rate known as a penalty APR. The penalty APR represents your increased risk in the card issuer's view – if you've missed one payment, you're more likely to miss other payments.

You can be assessed a penalty APR for reasons other than missed payments, depending on your card issuer's policy. Examples include returned payments, making charges past your credit limit, or defaulting/missing payments on a different account with the same card issuer.

Penalty APRs can be up to 29.99%, but may be lower depending on your card's terms and your creditworthiness. Review the terms and conditions section of you...

Late Credit Card Payment? Ask For Forgiveness

Change Your Credit Card Due Date

Credit Card Hardship Programs 101

Commonly known as ALS, the condition is a progressive neurodegenerative disease that affects nerve cells in the brain and spinal cord, and it is always fatal. The affected motor neurons deteriorate and the brain and spinal cord lose their ability to send signals to muscles, which begin to atrophy. As muscles lose nourishment, those affected lose their ability to speak, move, eat and breathe. The average life expectancy of those afflicted with ALS is two to five years, and there is no cure.

Project Fit America is a charity that works alongside educators to create opportunities for kids to stay active and healthy. It offers fitness grants and programs to help fund resources such as equipment, teacher training and curriculum. The goal is not only to get students involved physically, but also nurture an environment in which children enjoy living a healthy lifestyle. For the past five years at Homer-Center Elementary, in Homer City, Pennsylvania, that opportunity to stay active has been the Lub Dub Run Club.

Vaping has come of age in the most perfect of social conditions. Smoking cigarettes is falling out of favor socially and even among nicotine users, and is wholly rejected by many young people today. To get their fix they're turning to what is marketed as a cleaner and safer method of ingestion. Enticing flavors, edgy technology and social media are empowering the tobacco industry to ensnare a new generation with nicotine addiction
by way of vaping. And it’s working. In 2016, 43.8% of high schoolers in New York state tried vaping, more than double the total two years prior. This trend has Ontario County officials deeply concerned.

We’ve all experienced sticker shock. It’s one thing to gasp over the cost of a new dishwasher, but sticker shock for those who need to purchase medications for a chronic disease such as diabetes is a serious issue.

Al principio, UC Berkeley fue un “gran choque cultural” para Michael Piña, un nativo de Kerman del central San Joaquin Valley. "La población hispana estaba completamente ausente", recordó Piña de sus primeros días como estudiante de la Universidad de California en Berkeley, "y fue realmente impactante para mí cuántos estudiantes de mi comunidad y con una identidad similar a la mía no están en ...

SACRAMENTO, Calif. - California voters who are unaffiliated with a political party will be able to participate in the Democratic presidential primary next year, but they will be prohibited from casting ballots for President Donald Trump or any possible Republican challenger, according to information released Monday by state elections officials. Those rules are made by the individual political ...

LOS ANGELES - Firefighters were battling a brush fire Monday that quickly chewed through at least 30 acres in Los Angeles' Pacific Palisades section, burning dangerously close to multimillion-dollar homes in a hillside neighborhood. Firefighters responded about 10:40 a.m. Monday to the blaze, which erupted near 500 N. Palisades Drive. The fire, initially reported as about one acre in size, ...

WASHINGTON - Justin Trudeau's ruling Liberal Party was on track to lose roughly half a dozen seats in Atlantic Canada, as expected, as results began to roll in for what is poised to be one of the closest elections in the country's history. The Liberals have won or were leading in 24 of 32 districts, according to preliminary results from Elections Canada and the Canadian Broadcasting Corp. The ...