West Lebanon’s 150th celebration parade had a couple special guests on July 13, reprising their roles from the 1969 town celebration, John and Ruth Goodin. They were the grand marshals.

The town council of the town of Fowler had its two meetings in June pursuant to call in accordance with the rules of the council.

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On behalf of the Bud Hershberger Family and Veedersburg Masonic Lodge 491 F. and A.M. We would like to thank those who donated money in his memory to our lodge. It will be used wisely, as we are very grateful. Bud was a fifty year member.

What does the Democratic Party in Washington stand for, lets see. Abortion, open borders, murders, rapes, sex trafficking and drugs coming across our border. The drugs alone have killed over 30,000 U.S. citizens. They refuse to fix our broken immigration laws which is bringing in thousands o…

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MoneyTips

Current Federal Reserve Chairperson Jerome Powell recently indicated that the Fed may soon cut interest rates for the first time since the start of the financial crisis in 2009. What would such a change in the federal funds rate mean for you?

In today’s world of 24/7 cable TV and Internet news, people are more likely to be knowledgeable about financial and economic matters than in past generations. For example, we would venture to guess that most people have at least heard of the Federal Reserve, or, as it is usually referred to, the Fed.

However, having heard of the Fed is quite different from understanding what the Fed actually does and how its actions influence our financial lives. Let’s explore the Fed’s role in the U.S. economy and how its actions affect the broad economy and interest rates in particular.

What is the Federal Reserve and what are its Main Tools?

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Interest Rate Hikes May Drive You Crazy

Federal Reserve 101

Three Important Credit Card Interest Rules

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MoneyTips

Debt is no picnic at any age, but it's particularly rough on senior citizens. Most are nearing their retirement years or have already retired with little time (or money) to pay down debts.

Seniors tend to have better access to more credit if they need it. Their average credit score is 745, well above the national average of 701. That's both good and bad news. Better access to credit can tempt seniors into increasing debt or letting credit ride throughout their retirement years when they have less income to avoid a debt spiral.

The credit reporting agency Experian finds that Americans aged sixty and above do have less debt than the average American – $70,633 compared to the $93,446 national average – but that's still a troubling number given that most incomes will decrease during retirement years.

The amount of seni...

Tips for Seniors to Manage Their Debt

Seniors Racking Up Debt

Simple Debt Reduction Guide

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MoneyTips

Does your family celebrate Amazon Prime Day? Over half of Amazon customers are estimated to be members of Amazon Prime, a staggering figure. Prime Day 2018 was the biggest shopping day of the year, exceeding even Black Friday and Cyber Monday, with 89 million visitors logging on and over 100 million products sold. Prime Day 2019 starts on Monday, July 15th at 12 a.m. PT and for the first time ever will run for 48 hours.

Amazon Prime members gain several membership advantages, but one of the greatest is free shipping year-round. For only $119 per year, you get free shipping and rapid delivery — and if you use Amazon even semi-regularly, you will save a bundle on shipping charges compared to the $119 membership. That begs the question: how can Amazon afford free shipping with Prime membership at only $119? The price was raised from $79 to $99 in 2014 and from $99 to $119 in 2018, but shipping costs are not the fundamental reason why.

It is not an issue of volume; ...

Amazon Passes Walmart

Avoiding Delivery Headaches

What Items Cost per Pound

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MoneyTips

America's credit card debt is nearly $1 trillion, according to Federal Reserve data. How much of that debt belongs to your kids?

The 2019 Parents, Kids, and Money Survey from T. Rowe Price shows that credit card use has skyrocketed among 8-to-14-year-olds over the past seven years – from 4% in 2012 to 17% today. That's almost as high as the percentage of kids with checking accounts (19%).

Only 41% of kids with credit cards pay their bill. Parents pay 59% of the time – although this statistic could be misleading. Kids in the 8-year-old to 14-year-old age range are probably paying off their debts with allowance money or earnings from chores. Parents are responsible for charges in any case since children that young can't open credit cards under their own name.

If you've added your child...

3 In 10 Kids Have Used Parents' Credit Or Debit Cards Without Permission

Children and Cash

7 Money Tips To Know Before Adding An Authorized User To Your Credit Card

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MoneyTips

Few things are more effective at fighting identity theft than credit freezes. When you freeze your credit, potential lenders can't access your credit file to assess the risk of lending money to you. No risk assessment means no credit – so identity thieves can't use your stolen information to create fake accounts in your name.

You can't open new credit accounts in your name, either. When you're ready to shop for a new home or refinance your existing one, you must temporarily remove (thaw) the freeze so lenders can assess your credit.

Fortunately, the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018 removed credit freeze barriers by making them free and simple to apply and remove. If you request a credit freeze with any of the three major credit reporting agencies (TransUnion, Experian, and Equifax) over the phone or via a secu...

Mortgage Pre-Approval Necessities

How To Set Up A Credit Freeze

10 Biggest Scams Of The Year

It can sometimes be difficult to get kids outdoors for exercise when the weather is harsh, says Jennifer Jewell, a physical therapist in Jefferson Township. That’s one of the main reasons she enrolled her three children in the iXL Rehab, Exercise and Wellness Center’s Excel Sports Performance youth camp.

If you’ve ever been a pet parent you know animals love to explore and taste just about everything in their path. Unfortunately, there are things at home that our furry friends shouldn’t eat. In fact, according to the ASPCA in 2018, the Animal Poison Control Center (APCC) received an average of 1,200 calls daily and assisted 266,554 animals.

According to the Oxford Dictionary, a boundary is defined as “a line that marks the limits of an area.” In more straightforward terms, it’s the line you clearly draw so that others know not to cross it. Boundaries are essential to healthy relationships, whether that’s among friends, within the workplace or in a romantic partnership.

NEW YORK - After nearly two decades of shattering bats, Mariano Rivera is prepared to take his place in baseball immortality. The 49-year-old will be inducted into the Baseball Hall of Fame on Sunday. The all-time leader in saves is the first player to receive 100% of the vote and be inducted as a unanimous Hall of Famer. "No, I'm not used to it (being the first unanimous player voted in)," ...

WASHINGTON - Retired Supreme Court Justice John Paul Stevens, the independent-minded jurist whose bright bow ties and courteous manner symbolized an old-fashioned style of integrity, died Tuesday. He was 99. Although he joined the court as a centrist Republican, he emerged in his later years as the leading voice of its liberal bloc. Stevens retired in 2010 after more than 34 years on the ...

LOS ANGELES - Cal Petersen signed a three-year contract extension with the Los Angeles Kings worth $858,833 annually. The contract pays two ways, at the NHL and minor league levels, for next season and one way for the following two seasons. Petersen, 24, is considered the goalie of the future for the organization. He went 5-4-1 with a 2.60 goals-against average in his rookie season and became ...

WASHINGTON - Secretary of State Mike Pompeo may have publicly ruled out a run for Senate next year. But some advisers to President Donald Trump don't believe him. At the White House, some of the president's top foreign policy aides see political mindfulness in Pompeo's recent actions on Iran and North Korea policy – a cautiousness around Trump that belies his assertive public persona. ...