The 2019-20 campaign of the Brook-Iroquois Township Community Fund is now underway. Letters will be arriving soon in your mailbox. All of the donations go directly to local agencies and volunteer groups that help local citizens in so many ways.

MOUNT AYR — The people of Mt. Ayr are actively invested in preserving the functionality and beauty of their town park. Board member, Steve Schekel, proffered his latest quotes on playground equipment and area mulch at the October town board meeting. The numbers were more reasonable than what…

INDIANAPOLIS—The Centers for Disease Control and Prevention (CDC) has confirmed to Indiana health officials that a Hoosier in Elkhart County contracted eastern equine encephalitis, or EEE, a rare virus transmitted by mosquitoes. The patient died as a result of the infection.

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CHALMERS — Trailing two sets to one, South Newton rallied to win set four 25-21 and then exploded to defeat Frontier 15-3 in the fifth and decisive set.

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MOROCCO — After 26 successful years of business, Jack and Rita Willier have sold the Morocco Car Wash & Gas Station and will be retiring.

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KENTLAND — There’s a new kind of gold rush sweeping Newton County, and once a month, prospectors from all across the region come together to talk about the tricks of the trade. But these prosp…

MOROCCO — A 4-H Project Fair will take place Saturday, Nov. 16 from 11 a.m. to 1 p.m. (CST) at the Government Center in Morocco.

In a column earlier this year I explained about how many deep lakes and reservoirs stratify into distinct temperature layers in the warm months of the year with the coldest water in the depths and warmest on the top and how that can affect where to fish. Stratification is a summer occurrence…

None of the 180-plus invasive species found in or threatening the Great Lakes have more name recognition among average citizens than the Asian carp. Though people have heard of zebra mussels, only a relative few have heard of quagga mussels. Many experts point to quaggas as the most environm…

Shooting guns is one of the safest recreational activities in which a person can participate. It’s far more dangerous to play golf, tennis, go bowling or ride a horse. Realistically, the biggest danger to shooters is the long term affect on their hearing if they shoot without using hearing p…

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MoneyTips

On Halloween, we all enjoy handing out treats to the little monsters that arrive at our door asking for candy. Unfortunately, some of us have to deal with damage created by larger monsters that arrive at our door asking for trouble.

Vandalism and property damage are just some scary Halloween insurance concerns. You also have to consider the possibility of trick-or-treaters getting hurt on your property or accidents caused by decorations or other holiday accoutrements. Are your insurance policies ready to handle any horrors that the holiday may bring?

Here are some of the most common Halloween events that might trigger an insurance claim.

  • Slips and Falls – It is easy for smaller children to trip or slip and hurt themselves, especially with elaborate or clunky costumes that make it hard for them to see clearly or walk normally. Add the an...

Understanding Slip And Fall Accidents

Top 7 Ways to Save on Halloween

Attractive Nuisances 101

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MoneyTips

We all go through major life changes, both positive and negative. All have the potential to affect your credit, in either a positive or negative way. The outcome depends on how you handle these life events and the corresponding changes.

Consider the following examples.

1. Going to College – College is more than four years of fun – it's an investment in your future. Is your degree likely to result in a job that pays enough to cover your student loans?

You can build credit by making all student loan payments on time or ruin your credit through missed payments and excessive spending. If you need help, income-based repayment plans and other assistance programs are available.

2. Changing Your Marital Status – Your credit scores won't blend after marriage, but activity on joint accounts will affect both credit sco...

4 Ways Your Love Life Can Affect Your Credit Rating

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Courts Recognize Importance Of High Credit Scores – Do You?

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MoneyTips

You shopped around to find the credit card with the best annual percentage rate (APR) for your qualifications. Maybe you've got a lower rate than the average – around 17%. The last thing you want to do is incur a penalty APR that ruins your hard work.

If you've missed a credit card payment for at least sixty days, your account may be subject to a higher interest rate known as a penalty APR. The penalty APR represents your increased risk in the card issuer's view – if you've missed one payment, you're more likely to miss other payments.

You can be assessed a penalty APR for reasons other than missed payments, depending on your card issuer's policy. Examples include returned payments, making charges past your credit limit, or defaulting/missing payments on a different account with the same card issuer.

Penalty APRs can be up to 29.99%, but may be lower depending on your card's terms and your creditworthiness. Review the terms and conditions section of you...

Late Credit Card Payment? Ask For Forgiveness

Change Your Credit Card Due Date

Credit Card Hardship Programs 101

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MoneyTips

To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy binge. To others, it is a time to figure out how much candy they need to have on hand to avoid cleaning toilet paper out of their trees the next morning.

Regardless of what you do the morning after Halloween, with these simple steps you can wake up with a thicker wallet than usual, and not just from hiding Hershey's Kisses in it.

  1. Buy Bulk Candy – You can save tremendous money by buying individually wrapped bulk candy instead of the overpriced brand name assortments at your grocery store or pharmacy. Do make sure that you buy individually wrapped candies; parents will (and should) shy away from letting their children try loose candies because of tampering concerns.

  2. Make Your Own Costumes – It take...

Can You Save Money With Honey?

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The Millennial Generation Is Not As Quick To Leave Home

Commonly known as ALS, the condition is a progressive neurodegenerative disease that affects nerve cells in the brain and spinal cord, and it is always fatal. The affected motor neurons deteriorate and the brain and spinal cord lose their ability to send signals to muscles, which begin to atrophy. As muscles lose nourishment, those affected lose their ability to speak, move, eat and breathe. The average life expectancy of those afflicted with ALS is two to five years, and there is no cure.

Project Fit America is a charity that works alongside educators to create opportunities for kids to stay active and healthy. It offers fitness grants and programs to help fund resources such as equipment, teacher training and curriculum. The goal is not only to get students involved physically, but also nurture an environment in which children enjoy living a healthy lifestyle. For the past five years at Homer-Center Elementary, in Homer City, Pennsylvania, that opportunity to stay active has been the Lub Dub Run Club.

Vaping has come of age in the most perfect of social conditions. Smoking cigarettes is falling out of favor socially and even among nicotine users, and is wholly rejected by many young people today. To get their fix they're turning to what is marketed as a cleaner and safer method of ingestion. Enticing flavors, edgy technology and social media are empowering the tobacco industry to ensnare a new generation with nicotine addiction
by way of vaping. And it’s working. In 2016, 43.8% of high schoolers in New York state tried vaping, more than double the total two years prior. This trend has Ontario County officials deeply concerned.

We’ve all experienced sticker shock. It’s one thing to gasp over the cost of a new dishwasher, but sticker shock for those who need to purchase medications for a chronic disease such as diabetes is a serious issue.

The last World Series game the Yankees played was in November of 2009. Derek Jeter had three hits at the new Stadium, on the night when the Yankees brought all their winning over to the north side of 161st St. Andy Pettitte was the starter and the great Mariano Rivera was the closer and Jorge Posada was behind the plate. The Yankees won their 27th Series that night against the Phillies. Once ...

WASHINGTON - Pete Buttigieg would pay for his $1.5 trillion health care plan by rolling back President Donald Trump's corporate tax cut to return the rate to 35% and allowing Medicare to negotiate drug prices, campaign spokesman Sean Savett said. Buttigieg's "Medicare for all who want it" plan would extend the federal health care program for seniors as an option for Americans who prefer it, ...

LOS ANGELES - Southern California remains on fire watch as warm temperatures, low humidity and strong northerly winds, known as sundowner winds, continue to pose a fire danger for much of the region on Sunday. Red flag warnings for the mountains in Santa Barbara, Ventura and Los Angeles counties were to remain in effect until 10 p.m., according to the National Weather Service. Mountain areas ...