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RENSSELAER — Suzanne Tryon recently took ownership of the property formerly known as “Brandi’s Bakery and Cafe,” better known to longtime customers as “Clauss’ Bakery” prior to that period.

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KERSEY — A familiar establishment reopened their doors recently with new ownership. Gentleman Tom’s Hideaway had a soft opening midway through June under the guidance of new owners Keith and T…

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DeMOTTE — A new, locally-owned pharmacy has joined the medicine business in DeMotte. Mike Swart, a familiar face to many from his 22 years at CVS, has opened Valley Pharmacy. The pharmacy open…

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MoneyTips

Are you planning to retire within the next 10 to 15 years? If so, are you ready to take retirement preparedness to the next level?

Retirement is no longer an abstract concept when you reach your 50s. It's important to take a closer look at your financial plans now, while you have time to make any corrections. Consider these five steps to ensure the retirement of your dreams – or at least avoid the retirement of your nightmares.

1. Outline Your Retirement Goals – What do you really want to do when you retire? Buy a retirement home on the beach? Travel abroad? Start an expensive hobby? It's time to figure out how to pay for those goals.

Lay out your primary retirement goals and estimate the major expenses associated with them. Place those expenses on a timeline spread throughout your retirement. You now have an estimate of how your cash flow needs will change because of your retirement plans.

2. Rethink Your Expenses –</...

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MoneyTips

Imagine an online offer for a restaurant chain that is so tempting it sells out in one second. That actually happened with the return of the Olive Garden's Never Ending Pasta Pass.

The original Never Ending Pasta Pass in 2014 was so popular that it crashed Olive Garden's website, and the passes sold out within 45 minutes. In 2017, with improved website capabilities, the 22,000 passes sold out in one second after going on sale, while the limited Annual Pasta Passes offered in 2018 also sold out in one second. This year, Olive Garden released 24,000 passes at 2pm ET on Thursday, August 15th, 2019 — and for the first time there were 50 Lifetime Pasta Passes available, too. All the passes sold out within a second.

What makes this deal so popular? For one thing, it is a spectacular deal for regular patrons of the Olive Garden. In essence, it is the Never Ending Pasta Bowl extended over multiple visits for a limited period of time — unlimited pasta bowls sprea...

Enjoy Yourself More, Spend Less

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MoneyTips

If you can get something either with or without a fee, why would you ever pay the fee? Unless you just enjoy throwing money away, you'd have to get something of value in return to justify the fees.

A recent survey from Discover, a major issuer of no-fee credit cards, investigated fees and their effects on credit card usage. The survey showed that consumers with no-annual-fee credit cards were twice as likely to be satisfied with their card than consumers with annual-fee cards (70% to 35%) – suggesting that consumers aren't getting a sufficient return for the fees that they pay.

Surveys typically show that between two-thirds and three-quarters of credit cards don't charge annual fees. According to the How To Evaluate A Credit Card Offer

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MoneyTips

Whether you are sending your kids off to kindergarten or to college, back-to-school time means a serious dent in your wallet. With some planning, however, you can limit the size of that dent. Here are some helpful hints:

  • Set A Budget – As with any shopping run, if you do not make a list and do not have a budget, you are very likely to spend more than you intended. Research prices online or in stores before you start.

    Use the budget as an opportunity to discuss priorities with your kids – if they want a particularly expensive or trendy backpack or shoes, they can help decide where the money can be saved in other supplies to pay for their indulgence.

  • Track Sales Early – Back-To-School sales certainly help, but if you keep an eye out for extraordinary deals on basic supplies during off-seasons and clearances you can save significant...

Five Fun Financial Facts: Back To School - #1 of 5

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MoneyTips

Who doesn't love cash back rewards? We all enjoy the feeling of getting something back with our purchases, and credit card companies know this. They offer rewards programs as incentives – and a recent survey from CreditCards.com shows that cash back programs are the most attractive variety.

Almost one-third (31%) of survey respondents chose 3% cash back on all purchases as their preferred option. That's nearly double the percentage that preferred a $500 sign-up bonus (17%) or an eighteen-month 0% intro APR on purchases (14%). Cash back was preferred almost three-to-one over a 21-month 0% intro APR period on balance transfers or a $1,200 sign-up bonus good for airfare and hotel usage. Check out our list of cash back credit card offers.

However, rewards come at a price. Cr...

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Created in July 2010, the Consumer Financial Protection Bureau (CFPB) has been a welcome advocate for consumers wronged by businesses and financial institutions. In its short lifetime, the agency has fielded 1.5 million consumer complaints, publishing just fewer than 1.2 million of them in a convenient searchable form. The CFPB commands attention, as 97% of complaints sent to the CFPB get timely responses from the companies involved.

The CFPB's Consumer Complaint Database logs in all consumer complaints sent to the CFPB, including the nature of the complaint and the products and companies involved. Since 2015, the CFPB shows the same businesses holding the top thre...

Credit Reporting Complaints

Correcting Inaccurate Credit Information

Errors On Credit Reports Widely Reported

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From its humble beginnings in a basement in East Peoria, to becoming a multi-million dollar company with plants in numerous states and countries, Jordan Manufacturing has seen its share of cha…

The Pulaski/White Rural Telephone Cooperative (PWRTC), dba LightStream, Board of Directors are excited to announce it has named Brent Gillum to serve as CEO. Gillum will be responsible for lea…

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Some businesses get started in the basement, while others might start in the garage. Wrede and Sons of Monticello got their start on a farm located on Diamond Point Road, two miles east of Mon…

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Mosey Down Main Street is synonymous with the lively atmosphere of downtown mixed with a business community that stays open for business whenever it’s given the chance.

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The 84th Annual Purdue Farm Management Tour took place throughout Newton and Jasper Counties this week. The concluding event took place at Remington Farms on Friday. It included a panel discus…