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I have the good luck to spend part of the winter in Arizona, specifically Cave Creek, a small town located ten miles north of Phoenix. There’s only one major thoroughfare, the four-lane Cave Creek Highway, which is essentially Main Street. It runs into Carefree, a city of similar size, but i…

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MoneyTips

Imagine an online offer for a restaurant chain that is so tempting it sells out in one second. That actually happened with the return of the Olive Garden's Never Ending Pasta Pass.

The original Never Ending Pasta Pass in 2014 was so popular that it crashed Olive Garden's website, and the passes sold out within 45 minutes. In 2017, with improved website capabilities, the 22,000 passes sold out in one second after going on sale, while the limited Annual Pasta Passes offered in 2018 also sold out in one second. This year, Olive Garden released 24,000 passes at 2pm ET on Thursday, August 15th, 2019 — and for the first time there were 50 Lifetime Pasta Passes available, too. All the passes sold out within a second.

What makes this deal so popular? For one thing, it is a spectacular deal for regular patrons of the Olive Garden. In essence, it is the Never Ending Pasta Bowl extended over multiple visits for a limited period of time — unlimited pasta bowls sprea...

Enjoy Yourself More, Spend Less

Should You Use Your Credit Card to Tip?

The End of Tipping?

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MoneyTips

If you can get something either with or without a fee, why would you ever pay the fee? Unless you just enjoy throwing money away, you'd have to get something of value in return to justify the fees.

A recent survey from Discover, a major issuer of no-fee credit cards, investigated fees and their effects on credit card usage. The survey showed that consumers with no-annual-fee credit cards were twice as likely to be satisfied with their card than consumers with annual-fee cards (70% to 35%) – suggesting that consumers aren't getting a sufficient return for the fees that they pay.

Surveys typically show that between two-thirds and three-quarters of credit cards don't charge annual fees. According to the How To Evaluate A Credit Card Offer

Millions Of Americans Using Outdated Credit Cards

Sift App Maximizes The Benefits Of Your Credit Cards

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MoneyTips

Whether you are sending your kids off to kindergarten or to college, back-to-school time means a serious dent in your wallet. With some planning, however, you can limit the size of that dent. Here are some helpful hints:

  • Set A Budget – As with any shopping run, if you do not make a list and do not have a budget, you are very likely to spend more than you intended. Research prices online or in stores before you start.

    Use the budget as an opportunity to discuss priorities with your kids – if they want a particularly expensive or trendy backpack or shoes, they can help decide where the money can be saved in other supplies to pay for their indulgence.

  • Track Sales Early – Back-To-School sales certainly help, but if you keep an eye out for extraordinary deals on basic supplies during off-seasons and clearances you can save significant...

Five Fun Financial Facts: Back To School - #1 of 5

School Is In Session! Protect Yourself From Scams

How Much Are We Spending on School Supplies?

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MoneyTips

Who doesn't love cash back rewards? We all enjoy the feeling of getting something back with our purchases, and credit card companies know this. They offer rewards programs as incentives – and a recent survey from CreditCards.com shows that cash back programs are the most attractive variety.

Almost one-third (31%) of survey respondents chose 3% cash back on all purchases as their preferred option. That's nearly double the percentage that preferred a $500 sign-up bonus (17%) or an eighteen-month 0% intro APR on purchases (14%). Cash back was preferred almost three-to-one over a 21-month 0% intro APR period on balance transfers or a $1,200 sign-up bonus good for airfare and hotel usage. Check out our list of cash back credit card offers.

However, rewards come at a price. Cr...

Millions Of Americans Using Outdated Credit Cards

Why Credit Cards Are So Popular

Most Important Credit Card Rewards

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MoneyTips

Created in July 2010, the Consumer Financial Protection Bureau (CFPB) has been a welcome advocate for consumers wronged by businesses and financial institutions. In its short lifetime, the agency has fielded 1.5 million consumer complaints, publishing just fewer than 1.2 million of them in a convenient searchable form. The CFPB commands attention, as 97% of complaints sent to the CFPB get timely responses from the companies involved.

The CFPB's Consumer Complaint Database logs in all consumer complaints sent to the CFPB, including the nature of the complaint and the products and companies involved. Since 2015, the CFPB shows the same businesses holding the top thre...

Credit Reporting Complaints

Correcting Inaccurate Credit Information

Errors On Credit Reports Widely Reported

There are several well-known factors that contribute to aging: smoking, stress, sun exposure and genetics, among them. But what you may not realize is what you put on your plate can also cause you to look beyond your year. 

It can sometimes be difficult to get kids outdoors for exercise when the weather is harsh, says Jennifer Jewell, a physical therapist in Jefferson Township. That’s one of the main reasons she enrolled her three children in the iXL Rehab, Exercise and Wellness Center’s Excel Sports Performance youth camp.

Summer vacation is well under way, and with a lack of recess and physical education, parents may be looking for different ways to get kids outside and staying active. A great way to keep children from becoming couch potatoes for three months is to go for a hike.

Post-traumatic stress disorder, or PTSD, is caused when an individual witnesses or experiences a tragic event. Though they may not surface for months or years, symptoms include sleeplessness, depression, a heightened state of anxiety, flashbacks to the event and avoidance of places, people or activities that are reminders of the trauma. According to the Anxiety and Depression Association of America (ADAA), 7.7 million adults in the U.S. live with PTSD, though women are more likely to develop this condition.

National Videos

AP

A series of earthquakes shook parts of Kansas near Hutchinson, knocking down ceiling tiles, breaking windows, and shaking items off store shelves (Aug. 16)

MIAMI - The New York City medical examiner's office has ruled that Jeffrey Epstein's death was a suicide by hanging. The official statement wasted few words, and it was far from clear that it would calm the storm of conspiracy theories swirling around the multimillionaire's death. In a statement attributed to Chief Medical Examiner Barbara Sampson, the office stated: "After careful review of ...

NEW YORK - He was just doing the kidnapping for the 'Gram. That was the argument Friday from an attorney for an accused member of the 9 Trey Bloods charged with kidnapping Tekashi69, whose success was fueled by social media. Attorney Deveraux Cannick said the supposed kidnapping and robbery at gunpoint was actually "a production" meant to promote the rapper's newly released single with Nicki ...

DETROIT - Paul Whelan, a Novi man who has been held in a Russian prison for more than seven months on espionage charges, has a hernia and may need surgery, his English-speaking lawyer, Olga Karlova, told the Detroit Free Press on Friday. "Paul had some problems with his hernia last week on Friday," Karlova said in an email. "He was examined by a doctor, who prescribed some medicine - ...