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I have the good luck to spend part of the winter in Arizona, specifically Cave Creek, a small town located ten miles north of Phoenix. There’s only one major thoroughfare, the four-lane Cave Creek Highway, which is essentially Main Street. It runs into Carefree, a city of similar size, but i…

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MoneyTips

Millennials are supposed to be the cautious generation where credit is concerned. Many were burned during the housing crisis and Great Recession and vowed not to be overextended with credit. However, evidence is growing that millennials are headed down the same dangerous credit path as previous generations.

While millennials do have lower average credit card balances, recent surveys have shown worrying credit trends among millennials – including increased credit utilization and a tendency to buy things just to chase rewards points.

A new CreditCards.com survey reinforces these trends. According to the survey, millennials...

More Americans Defaulting On Credit Cards

Credit Card Limits Tightening

Why Are Millennials Avoiding Credit Cards?

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MoneyTips

Are you planning to retire within the next 10 to 15 years? If so, are you ready to take retirement preparedness to the next level?

Retirement is no longer an abstract concept when you reach your 50s. It's important to take a closer look at your financial plans now, while you have time to make any corrections. Consider these five steps to ensure the retirement of your dreams – or at least avoid the retirement of your nightmares.

1. Outline Your Retirement Goals – What do you really want to do when you retire? Buy a retirement home on the beach? Travel abroad? Start an expensive hobby? It's time to figure out how to pay for those goals.

Lay out your primary retirement goals and estimate the major expenses associated with them. Place those expenses on a timeline spread throughout your retirement. You now have an estimate of how your cash flow needs will change because of your retirement plans.

2. Rethink Your Expenses –</...

What's Holding Up Your Retirement Savings? It's You.

How Much Income Will You Need For Retirement?

7 Top Retirement Roadblocks

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MoneyTips

Imagine an online offer for a restaurant chain that is so tempting it sells out in one second. That actually happened with the return of the Olive Garden's Never Ending Pasta Pass.

The original Never Ending Pasta Pass in 2014 was so popular that it crashed Olive Garden's website, and the passes sold out within 45 minutes. In 2017, with improved website capabilities, the 22,000 passes sold out in one second after going on sale, while the limited Annual Pasta Passes offered in 2018 also sold out in one second. This year, Olive Garden released 24,000 passes at 2pm ET on Thursday, August 15th, 2019 — and for the first time there were 50 Lifetime Pasta Passes available, too. All the passes sold out within a second.

What makes this deal so popular? For one thing, it is a spectacular deal for regular patrons of the Olive Garden. In essence, it is the Never Ending Pasta Bowl extended over multiple visits for a limited period of time — unlimited pasta bowls sprea...

Enjoy Yourself More, Spend Less

Should You Use Your Credit Card to Tip?

The End of Tipping?

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MoneyTips

If you can get something either with or without a fee, why would you ever pay the fee? Unless you just enjoy throwing money away, you'd have to get something of value in return to justify the fees.

A recent survey from Discover, a major issuer of no-fee credit cards, investigated fees and their effects on credit card usage. The survey showed that consumers with no-annual-fee credit cards were twice as likely to be satisfied with their card than consumers with annual-fee cards (70% to 35%) – suggesting that consumers aren't getting a sufficient return for the fees that they pay.

Surveys typically show that between two-thirds and three-quarters of credit cards don't charge annual fees. According to the How To Evaluate A Credit Card Offer

Millions Of Americans Using Outdated Credit Cards

Sift App Maximizes The Benefits Of Your Credit Cards

Singer Miley Cyrus, former President Bill Clinton and talk show host Ellen DeGeneres are among the celebrities who’ve adopted a plant-based diet. Athlete Novak Djokovic, who recently won the men’s singles at this year’s Wimbledon tennis tournament, is the latest celeb catching waves over his plant diet.

There are several well-known factors that contribute to aging: smoking, stress, sun exposure and genetics, among them. But what you may not realize is what you put on your plate can also cause you to look beyond your year. 

National Videos

AP

Soon you could get fewer familiar ads following you around the internet — or at least on Facebook. Facebook is launching a long-promised tool that lets you limit what the social network can gather about you on outside websites and apps. (Aug. 20)

LOS ANGELES - Throw six innings or more, allow three earned runs or less, toss about 95 pitches. Lather, rinse, repeat. Clayton Kershaw has been like clockwork this season, the Los Angeles Dodgers left-hander's metronome-like march through 2019 continuing with a milestone victory in Tuesday night's 16-3 thrashing of the Toronto Blue Jays before a raucous crowd of 50,030 in Dodger Stadium. ...

ST. PETERSBURG, Fla. - The Rays are running out of options. And at this rate they may eventually run out of time to recover. The accumulation of injuries and inconsistencies continues to add up and cost them. Because starters Yonny Chirinos, Tyler Glasnow and Blake Snell are sidelined into September, and Brendan McKay pitched his way back to the minors, Jalen Beeks is still being used in a key ...

WASHINGTON - U.S. President Donald Trump announced he will not visit Denmark next month, after the Danish prime minister flatly rebuffed his recent interest in buying Greenland, with the issue suddenly emerging as a source of tension. "Denmark is a very special country with incredible people, but based on Prime Minister Mette Frederiksen's comments, that she would have no interest in ...

WASHINGTON - President Donald Trump said "a lot of people" would like a cut in payroll taxes, but the White House isn't likely to immediately reduce that levy - in part because voters might not even notice it. While Trump insists the U.S. is "very far from a recession," he and his economic advisers have been casting about for ways to cut taxes to juice the economy amid signs of slowing growth ...

David Denson, a co-op shooter alumnus of the I.W.C.C. Raider Rifle Team, and Onarga resident Jim Miller, won big at the N.R.A. sanctioned Metric Prone Smallbore Rifle Regional Championship held on August 10 and 11. The tournament was conducted by the St. Joseph Valley Rifle and Pistol Club n…