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The Clifton Central Comets’ football season came to an end on Saturday after their quarterfinal match up with the Fieldcrest Knights. The final score was 37-19.

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The MCP Bearcats’ eight man football team learned the hard way just how cold post season football could really be this week. Thanks to Mother Nature, the field became enveloped in snow after M…

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ATLANTA - About halfway through a rapid-fire round of questions, U.S. Sen. Amy Klobuchar of Minnesota was asked how she's preparing for Wednesday's Democratic presidential candidates debate. "This is it," she said with a grin, motioning to the ring of journalists surrounding her at an Atlanta museum, before allowing that she'll huddle, too, with aides and advisers before the big showdown. The ...

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The governor of Illinois now draws a yearly salary of $177,412, the eighth-highest salary among the governors of the 50 states, according to recently reported financial data and media reports.

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WASHINGTON - Iowa Republican Sen. Joni Ernst said Tuesday that Democrats trying to undermine her 2020 reelection contributed to stalled talks to reauthorize the Violence Against Women Act. Ernst had been working with Democratic Sen. Dianne Feinstein of California for months on a bipartisan reauthorization bill before both sides said the negotiations fell apart earlier this month. Democrats ...

Legendary columnist Mike Royko understood the inner workings of the Chicago Democratic Machine better than any before him and probably any who will come after. Royko knew in Chicago, the Machine did political favors of all kinds: “from million-dollar tax breaks to allowing someone to slip ou…

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MoneyTips

Have you ever had a credit or debit card transaction declined for insufficient funds when you thought you had money in your account? You may have a credit or debit card "hold," reserving funds that you haven't spent.

Merchants and service providers set a credit or debit hold on a purchase when the total isn't known at the time the card is run, and the item or service can't be reasonably returned (for example, a tank of gas or a hotel stay). Holds are a cushion to cover possible final purchase amounts.

Consider pay-at-the-pump gas stations. When you swipe your card, the merchant can't know if you're filling a tank or just topping off – or how much gas your car holds. You may only have enough available credit for a few gallons but could fill the tank once the card is approved.

With a credit hold, station owners temporarily reserve enough of your credit limit to cover whatever the merchant designates as a limit – which may be far more than a full tank cost...

Increase Your Credit Limit

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What Happens When You Go Over Your Credit Limit?

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MoneyTips

You want to throw a holiday party but simply cannot afford to spend big bucks in the process. The holidays are full of expenses already without dropping hundreds or even thousands of dollars on festivities. Fortunately, there are plenty of ways to cut down on holiday party costs and still create a great atmosphere. Consider these suggestions to help you party on a budget.

  • Invitations – Keep the invitations as simple as the circumstances will allow. What is appropriate depends on whom you are inviting. If you are throwing an informal party, make your own simple and whimsical paper invitations, or simply save on paper and postage and go completely paperless. If appropriate, consider invitations via e-mail or social media.

    If paper invitations are a must, consider alternatives such as a postcard that costs less to mail. At the very least, look for sales and clearances on fancier stationery. If you want more credit, check out our list of <...

7 Tips To Budget Holiday Spending

How To Avoid Overspending This Holiday Season

11 Tips To Avoid A New Year's Credit Hangover

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MoneyTips

Thanksgiving is a time to relax and enjoy a nice dinner with your loved ones. You don’t want to spend it stressing over the Thanksgiving budget; you want to spend it having an enjoyable day with friends and relatives, and relaxing on the couch with a tryptophan-induced nap.

Try these tips to save dollars on your holiday spread and avoid worrying about holiday budgeting woes.

  1. Host a Potluck – Split the mealtime burden up by making Thanksgiving a potluck dinner. Not only will this distribute the economic burden among the Thanksgiving table, it offers a chance for new and interesting side dishes and desserts. You may end up with some tasty variations that become new family traditions.

    You may want to coordinate the dishes with all of the expected guests so you don’t end up with 15 desserts a...

5 Black Friday Shopping Tips

Top Ten Ways to Use Unwanted Gift Cards

7 Tips To Avoid A New Year's Credit Hangover

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MoneyTips

You've set up a lame date for the upcoming weekend but you're hoping a better offer comes along. If one does, you're ready to accept it and cancel your earlier date. You're hedging your bets, so you won't be sitting home alone on Saturday night.

That logic applies to real estate transactions as well. Perhaps you've received an offer for your home that's disappointing, but you expect a better offer to come along. Maybe you want to make an offer on a home but you need to sell your existing home to make the deal work financially.

In the real estate world, you can address these issues with a bump clause.

A bump clause in a real estate transaction adds a contingency that one party must meet before the sale can be finalized. Bump clauses get their name because the clauses give the seller the right to accept another offer and "bump" the original offer if the buye...

6 Tips To Improve Your Home Purchase Offer

6 Keys For First-Time Homebuyers

First-Time Homebuyers Setting Records

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MoneyTips

Hackers are like any other type of thief. They look for easy targets and take advantage of them. Are you an easy target in the eyes of identity thieves?

Let's assume that you've taken basic prevention steps, like using anti-virus software and securing your router to prevent hackers from getting directly into your system. Have you considered these other five ways to keep personal and account information safe?

1. Use Strong Passwords – Surely, you've moved past "password" or "12345678." The best passwords contain upper and lower case letters, numbers, and symbols – but how do you remember them?

Try inserting characters in regular patterns into names you'll remember. For example, if your dog's name is Rex, try "R!e@x#1$". See the pattern? Check your computer keyboard.

To make it easier, use the same basic pattern but add an identifier in front ...

Online Financial Passwords 101

Less Than 1 In 5 Of Us Change Passwords As Often As We Should

On The Dark Web, How Much Are You Worth?

On the list of what frightens people the most, ranking right up there with spiders, snakes and heights are needles. In fact, the extreme fear of medical procedures involving needles is a valid phobia with an ominous name: trypanophobia. Charyn Caruso, a phlebotomist for Grove City Medical Center, has worked with her share of patients who have suffered from the condition throughout her 20-year career.

Each year, hundreds of thousands suffer from cardiac arrest in the U.S. Anytime, anywhere, an emergency can strike, leaving many with little chance for life-saving personnel to make a difference. These numbers would be decreased dramatically if more people were CPR certified. Currently at Seneca Valley School District, students and staff are training to be ready for any dire situation thrown their way.

Trying to attain perfection, especially during the holidays, can leave a person financially stressed and spiritually depleted.

National Videos

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Native American activists are preparing to mark the 50th anniversary of the occupation of Alcatraz island. The 19-month occupation is considered a seminal event that reinvigorated tribes to stand up to the U.S. government. (Nov. 19)

16-year-old girl arrested in plot to attack predominantly black church ATLANTA - A 16-year-old girl has been arrested after authorities discovered her plan to kill people at a predominantly black church in Hall County. The teen, who is white, planned to attack the Bethel African Methodist Episcopal Church, according to Gainesville police. "Our investigation indicated the church was targeted by ...

WASHINGTON - The Senate unanimously passed a bill Tuesday aimed at supporting protesters in Hong Kong and warning China against a violent suppression of the demonstrations, a stark contrast to President Donald Trump's near-silence on the issue. The vote marks a challenge to the government in Beijing just as the U.S. and China, the world's largest economies, seek to close a preliminary ...

SAN DIEGO - San Diego-based Naval Special Warfare Command is initiating a so-called "trident review" of four SEALs involved in a closely watched war crimes case that divided the tight-knit SEAL community and became a cause celebre for conservative commentators and politicians. Among the SEALs coming under review, according to defense officials with knowledge of the case, are Lt. Cmdr. Robert ...

CHARLOTTE, N.C. - Hurricanes aren't the only hazard lapping at the shores of the Outer Banks, according to a report examining the threat of climate change on some of the country's most beloved natural landscapes. Thanks to creeping sea levels and erosion rates, Cape Hatteras National Seashore made the list. "One of the most imminent threats to the Cape Hatteras National Seashore is to the ...

Watseka Elks Lodge #1791 conducted its annual “Bingo for Cancer Fighters” event Saturday, Nov. 9. This year raised just under $7,000, bringing the group’s grand total for the nine-year event to $48,704. All proceeds remain in the county and are dispersed to families who are fighting the effe…