Hoopeston Area High School is looking for alumni who have done or are doing great things in college, career, and/or life to update and add new entries into the Hall of Champions. The school is seeking any student that has graduated in the last 15 years. If interested, people need to submit t…

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US starts sending families seeking asylum to Guatemala, even if they're not from there WASHINGTON - U.S. officials have started to send families seeking asylum to Guatemala, even if they are not from the Central American country and had sought protection in the United States, the Los Angeles Times has learned. In July, the Trump administration announced a new rule effectively ending asylum at ...

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MoneyTips

The holiday season is full of plans and activities that make December incredibly hectic. If you are the average American, tax considerations and financial adjustments are pretty low on your holiday to-do list. However, you are not the average American — you enjoy saving money, are diligent in seeking ways to save, and excellent at following through with your plans. We can help by offering these potential money-saving tips to take to save on this year's taxes.

  1. Make Maximum Retirement Contributions – If you can afford to do so, max out your contributions to tax-deferred savings plans. For the 2019 tax year, maximum annual Individual Retirement Account (IRA) contributions are $6,000 with an additional $1,000 allowed as a "catch-up" contribution for taxpayers who are at least fifty years old. 401(k) plan annual contribution limits are $19,000 with an extra $6,000 catch-up allo...

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MoneyTips

The end of the year is full of activities. Family, school, and work obligations can keep you running constantly, without the time to consider other important things – such as whether you have used all of the health care and dental plan benefits covered by your insurance.

Are insurance concerns not high on your holiday list? They probably aren't, but you could be wasting money by not reviewing your insurance usage before the holiday madness starts in earnest.

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MoneyTips


Christmas Shipping Can Still Be Free

Are you a procrastinator who hasn't started your holiday shopping yet? If not, are you still hunting for deals even after Black Friday, Small Business Saturday, Cyber Monday and Green Monday? In any case, you still want to take advantage of online bargains and free shipping offers.

You're in luck, thanks to Free Shipping Day on Saturday, December 14. Luke Knowles, the founder of Free Shipping Day and the corresponding website FreeShippingDay.com says that he created the holiday ten years ago "to cater to procrastinating shoppers like myself."

Prior to Free Shipping Day, consumers tended to stop online shopping in early December, worrying that if they waited any longer their packages might not arrive on time. Knowles knew that retailers were capable of economically delivering mid-December orders by Christmas Eve, and created an annual e...

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MoneyTips

Fall is here. It's time for thinking about cooler weather, Thanksgiving, falling leaves – and taxes? With a new tax code in place, a few hours spent on your taxes now can produce benefits in April with the savings of both time and money. The following tips may be able to help you achieve those goals.

Organize Your Files – Which documents do you need to file your taxes? Start with last year's tax filing and see how many forms still apply. List all the additions that you may require and gather all the supporting documents that you need to back up itemized deductions.

Don't forget to include W-2 and 1099 forms for all sources of income, especially if any part of your income comes through freelance work. Other forms that may apply are a 1095 form to verify health care coverage purchased through the marketplace, 1098 forms for various forms of interest and tuition pay...

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MoneyTips

Credit freezes are one of the most valuable tools in your identity theft protection toolbox. When a credit freeze is placed on your account, lenders can't access your credit history to assess your risk and are unlikely to approve loans or other forms of credit.

You're in control. Unfreeze (thaw) your accounts whenever you want to apply for credit and re-apply the freeze when you're done. Thanks to recent legislation, all credit freezes and thaws are now free of charge, making them convenient for all consumers.

You probably know that you must apply individual freezes with each of the three major credit reporting agencies (Experian, Equifax, and TransUnion). You may also know to place a credit freeze with Innovis, the fourth and less-publicized credit reporting agency.

Did you know there's a fifth location where a credit freeze should be ap...

How To Set Up A Credit Freeze

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If you’re like most adults, you might have a hard time falling or staying asleep. In fact, a 2018 Consumer Report found that 68 percent of Americans struggle with their sleeping patterns at least once a week. That accounts for 164 million Americans. If you’re included in that number, you may want to try the phenomenon of “clean sleep.”

While eating meatless has an array of health benefits and even significantly reduces your carbon footprint, there is undoubtedly a price you pay cutting out meat. Vegetarians and vegans commonly struggle with making up these crucial nutrients and vitamins

In the wake of the recent opioid crisis, cannabidiol appears to have become a promising super drug that may lower opioid dependence. Now, CBD, the nonpsychoactive molecule in the cannabis plant and one of the two main components in marijuana has garnered several advocates in other industries, including the world of sports.

An estimated 5.8 million people in the United States are living with Alzheimer’s dementia in 2019, according to the Alzheimer’s Association. This includes an estimated 5.6 million people age 65 and older and 200,000 people younger than 65 who have younger-onset Alzheimer’s. One in 10 people age 65 and older (10 percent) has Alzheimer’s dementia. It’s a disease that Amy Losak of Teaneck, New Jersey, knows all too well.